If you’re injured on the job in South Carolina, Workers’ Compensation benefits can provide crucial financial support during your recovery.
Here’s a quick overview of what you should know:
Eligibility
Most employers with four or more employees are required to carry workers’ compensation insurance. This coverage applies to full-time, part-time, and even non-U.S. citizen workers.
Types of Benefits
Medical Care
Workers’ comp covers all necessary medical treatment related to your work injury, including doctor visits, hospitalizations, surgeries, and prescriptions. However, you’ll typically need to see a doctor chosen by your employer or their insurance company.
Lost Wages
If you’re unable to work due to your injury, you may receive weekly compensation equal to 2/3 of your average weekly wage. There is a seven-day waiting period, but you’ll be compensated for those days if you’re out of work for more than two weeks.
Disability Benefits
Depending on the severity and duration of your injury, you may qualify for:
Temporary Total Disability (TTD)
Temporary Partial Disability (TPD)
Permanent Partial Disability (PPD)
Permanent Total Disability (PTD)
In cases of severe, permanent disabilities, benefits may be paid for life.
Additional Benefits
Spartanburg workers’ comp may also cover vocational rehabilitation to help you return to work, and death benefits for surviving family members in case of fatal workplace accidents.
Time Limits
It’s crucial to report your injury to your employer within 90 days, and file a claim within two years. Failing to meet these deadlines could jeopardize your benefits. Remember, worker’ compensation is designed to protect both employees and employers. If you’re injured on the job, don’t hesitate to seek the benefits you’re entitled to under South Carolina law.
The Hodge Law Firm is here to help. Reach out to our team and let us help you understand the law and your right to benefits.